Self employed remortgages are for people who find themselves in the position of self employment when they come to remortgage their property. Often they have become self employed since buying their property or their circumstances have changed in some way. Self employed remortgages are mortgages offered to the self employed and also to people who [...]
Self Employed Remortgage
June 20th, 2010Self Employed Loans
June 20th, 2010//
The self employed are often penalised when it comes to getting a loan or mortgage. There are companies which will lend to the self employed depending on certain criteria. If you are thinking of applying for a loan and are self employed you will usually need to provide the following:
Proof of income ( showing [...]
CIC Credit Report
June 18th, 2010//
The CIC credit report is a product offered by CIC Credit Inc. which is a subsidiary of Equifax, one of three major credit reporting agencies in America.
For anyone who has been turned down due to a poor credit history, employers wishing to do credit checks on potential employees, landlords and even criminal investigators, this [...]
Unsecured Loan
June 18th, 2010//
An unsecured loan is the same as a personal loan. It allows you to borrow money without having any property secured against it, should the borrower default on any payment, or not be able to make payments for some reason.
The decision whether to offer an unsecured loan is based on your personal credit history. [...]
Perfect Credit Score
June 18th, 2010//
A perfect credit score of 850 is theoretically possible but relatively unobtainable for most people. Even if you have never missed a payment, have exemplary credit with no bad marks against you and no infringements with the law, you will still not likely reach a perfect score of 850.
As your score gets close to [...]
Repossession Advice
June 16th, 2010//
If you are facing repossession stay focussed on what is most important:
Communicate to the lender as soon as possible. You may be able to explain your situation and negotiate terms.
You may be able to extend your mortgage term. This will increase the cost in the long term but will save you home.
You may be [...]
Negotiating Credit Card Debt
June 16th, 2010Negotiating credit card debt – finding the best ways to lower your interest rate.
Find out other card rates and phone your card provider indicating you intend to switch credit cards
Negotiate a reduction of the fee for a balance transfer of the new card or for the interest rate with your current credit card.
Find a card [...]
